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Sixty-something sexologist Joan Price, for one, endorses "gray hookups," but with a couple of strong caveats: The people involved must be emotionally capable of handling their status as noncommitted bed partners, and they must protect themselves against sexually transmitted diseases.

For sure, people who associate intimacy with commitment are ill-suited to sex that's as meaningful as a summer breeze; for them, the FWB arrangement would be a bad idea.

For 50-plus types unwilling to walk — possibly rewalk — the path that leads to romance, rings and relocation, the prospect of a "friend with benefits" is looking less and less like a millennial indulgence.

After all, it gets awfully lonely waiting around for "the one." Perhaps you've decided that what you need at this point in your life is someone to talk to and laugh with — someone with whom you can share the sheets, but not the tax refund.

Mature sex partners do not have the best track record when it comes to using condoms, but at least they're likelier to use them when they know very little about a partner's sexual past — or present!

Personally, I think it all comes down to a very simple choice at any age: Is enduring loneliness, celibacy and extreme horniness really a better option than exchanging a few "simple gifts" between friends? Pepper Schwartz answers your sex, relationships and dating questions in her blog.